FAB, or First Abu Dhabi Bank, is one of the UAE’s largest and most trusted banking institutions, offering a wide array of online services to make banking convenient for customers. One of the key services is the ability to check your account balance online. Whether you want to monitor your savings or keep track of your expenses, checking your FAB balance online is quick, secure, and easy.
This guide will take you through each step of checking your FAB balance using the FAB website, mobile app, and other online methods offered by the bank. Let’s dive into the details!
1. Using the FAB Mobile Banking App
The FAB Mobile Banking App is one of the most convenient ways to access your account balance and other banking services. Here’s a step-by-step guide:
Step 1: Download the FAB Mobile App
- For Android Users: Go to the Google Play Store, search for “FAB Mobile Banking,” and download the official app by First Abu Dhabi Bank.
- For iOS Users: Go to the Apple App Store, search for “FAB Mobile Banking,” and download the app.
Step 2: Open the App and Log In
- Open the app once it’s installed on your phone.
- Log in using your existing credentials: User ID and Password. If you don’t have an account, tap “Register” and follow the on-screen instructions to create one.
- You might also be prompted to set up a biometric login (fingerprint or facial recognition) for easier access in the future.
Step 3: Navigate to the Account Summary Page
- After logging in, you’ll arrive at the app’s home screen, which displays your account summary. Here, you can see an overview of your accounts, including your balance.
- If you have multiple accounts with FAB (savings, checking, credit, etc.), you can select the specific account for which you want to check the balance.
Step 4: View Your Account Balance
- The balance will be displayed alongside other account details such as account type, last transaction, and available balance.
- You can also access recent transaction history and download mini-statements for a deeper view of your account activity.
Additional Tips for Mobile App Users
- The FAB Mobile Banking App allows you to set up balance alerts, so you’re notified about changes to your balance.
- You can also set up quick login options like PIN or fingerprint access for future ease of use.
2. Using FAB Online Banking via the Website
If you prefer checking your balance through a computer, you can use FAB’s online banking website. Here’s how:
Step 1: Visit the FAB Website
- Open your preferred browser and go to the official FAB website: https://www.bankfab.com.
- Make sure you are on the correct website to avoid phishing scams.
Step 2: Log In to FAB Online Banking
- On the homepage, you will find the “Log In” button, usually located in the top-right corner. Click on it to enter the online banking portal.
- Enter your User ID and Password to log in. If you’re a first-time user, select “Sign Up” to register for online banking.
Step 3: Access Your Account Summary
- After logging in, you’ll be directed to your online banking dashboard. Here, you’ll see options to view your accounts, credit cards, loans, and other FAB services.
- Click on “Accounts” or “Account Summary” to view your balances.
Step 4: Check Your Balance
- Your account balance for each account (savings, checking, etc.) will be displayed along with other account details.
- You can click on each account for more details, such as recent transactions and mini-statements.
Benefits of Using FAB Online Banking
- You can monitor all your FAB accounts in one place.
- The online banking portal allows you to initiate transfers, pay bills, and view statements.
- You can download or print your balance and statements for your records.
3. Using SMS Banking
FAB also offers SMS banking as a convenient way to check your balance without needing internet access. You can send a simple SMS and receive your balance details instantly.
Step 1: Register for FAB SMS Banking
- To use SMS banking, you first need to register your mobile number with FAB. Contact FAB’s customer service or visit a branch to register for SMS banking.
Step 2: Send an SMS to Check Your Balance
- Once registered, you can send a specific SMS command (e.g., “BAL” or “BALANCE”) to the designated FAB SMS banking number.
- This command varies based on FAB’s current SMS banking codes, so confirm the exact command with FAB’s customer support or check on the website.
Step 3: Receive Your Balance Details via SMS
- Shortly after sending the SMS, you’ll receive a message with your account balance.
- This method is perfect for quick checks when you’re on the go or don’t have internet access.
4. Using FAB ATMs for Balance Inquiry
Though not strictly an online method, FAB ATMs are easily accessible and can be used for a balance inquiry if online options are unavailable.
Step 1: Visit Any FAB ATM
- Locate a nearby FAB ATM using the branch/ATM locator on FAB’s website or mobile app.
Step 2: Insert Your Debit Card and Enter Your PIN
- Insert your FAB debit card and enter your PIN to access your account.
Step 3: Select the Balance Inquiry Option
- Choose “Balance Inquiry” from the ATM menu.
- Your account balance will be displayed on the screen, and you can also print a receipt if needed.
5. Using FAB Customer Support for Balance Inquiry
If you encounter issues with the online methods or prefer a personal approach, FAB customer support is available to assist.
Step 1: Call FAB Customer Service
- Call FAB’s official customer service number, available on their website.
Step 2: Verify Your Identity
- For security purposes, you’ll need to verify your identity by providing personal details and answering security questions.
Step 3: Request Your Account Balance
- After verification, request the representative to provide your account balance.
6. Advantages of Online Balance Checking
Using online methods for balance inquiries offers several advantages:
- 24/7 Access: Online and mobile platforms allow you to check your balance at any time, making banking convenient.
- Quick and Easy: It takes only a few seconds to check your balance, avoiding long queues at ATMs or branches.
- Enhanced Security: With secure login methods and multi-factor authentication, online banking is highly secure.
- Transaction Tracking: You can monitor your spending and stay on top of your financial goals.
7. Safety Tips for Online Banking
While checking your balance online is convenient, it’s crucial to follow some best practices to keep your information safe:
- Avoid Public Wi-Fi: Use a secure, private connection when accessing your account online.
- Update Your Password Regularly: Changing your password periodically adds an extra layer of security.
- Use Biometric Authentication: If available, use fingerprint or facial recognition to log into your mobile app.
- Enable Notifications: Set up SMS or email alerts for account activity to stay informed of any unusual transactions.
Conclusion
First Abu Dhabi Bank (FAB) provides several secure and convenient ways to check your account balance online. From the FAB Mobile App and online banking portal to SMS and ATM options, you can choose the method that best suits your lifestyle and needs. By following this guide, you’ll be able to monitor your finances seamlessly and ensure that your account details are always up-to-date.
Checking your balance regularly helps you maintain control over your finances, avoid overdrafts, and monitor transactions, empowering you to make informed financial decisions confidently.
Source: UAEwheeler.com
